I hate banks.. I don't know what it is about them. But I don't know anything about getting basic stuff done in a bank.
Even though you have a large number of domain name registrars who will register a domain name for you on the Internet, it is useless if you don't have a credit card. I decided to get a domain name for this blog and my web site. By the way, I am keeping the name secret for now. It was a stroke of genius and I don't want anyone else to take it before it is registered. I have to fill out a form and then send a DD or a check via snail mail. Only after they get the DD/check will they register a domain name for me. This takes at least 2 days. In today's Internet age! In the last 4 years, I have used snail mail about 5-6 times, and all the times it had something to do with money transfer.
And don't get started about bank deposit. Those guys at HDFC refuse to accept cash, they want a check. If I had a check, I would send it to the payee directly! They won't even issue DD's to anyone else other than their account holders.
After that, I went to State Bank of Mysore and I asked the teller if they accept cash for DD applications. She said Yes and handed me a form to fill out. After filling out all the details and handing it over to her, she says its already past the closing time so she can't do anything with it now. I go so pissed off that I felt like throwing the form at her face, but I kept my cool.
After that, I went to the good old Union Bank extension counter at our college campus. These guys have really improved service recently and now give ATM cards to new account holders in 2 days. It used to take them 2 months a couple of years ago. After handing yet another form to the teller, she politely told me that the processing fee is Rs 61! After that, I had to wait for 20 minutes to get the DD. And then, I had to find a courier office to send it to the registrar. Since it was already late in the afternoon, DD will reach the registrar's office tomorrow evening. And the domain will get registered day after tomorrow!
But anyway, one must always look at what we can learn from experiences like these. What I have learned:
- Credit cards are damn useful. Even if they charge freakishly high interest rates if you pay the bills late and can make you bankrupt if you are not disciplined with spending, they are only way to pay for something on the internet. No paypal for Indian users. Hmm, online banking? I have to check it out.
- HDFC is a good bank for its (rich) customers. But absolutely useless for everyone else. I don't know but probably the same applies to other big private banks like ICICI.
- State Banks close at 2:30 sharp. And I mean SHARP as a razor blade.
- The next time I go to my bank (which is about 11 km away from where I stay), I will get a check book. It's not the best.. But its makes life a little bit easier.
As for the domain name, I will probably shift this blog to a host with Wordpress. Haven't decided yet.. Wait and see.